The True Cost Of Living - 1014 Words

The True Cost of Living Affordable Housing is a subject that every federal, state, and policy maker has to address. With high homelessness rates, there has to be ways to provide affordable housing to those in need (NationalHomeless.org). A family must have acceptable housing options to have a positive quality of life. Land Bank defines affordability as, A common measure of community-wide affordability is the number of homes that a household with a certain percentage of median income can afford† (CuyahogoLandBank.org.). Median incomes are calculated by household incomes and by demographic groups. If a person is under this median income range they have difficulty affording the housing within their communities. Of course, there are several housing options available for individuals and families. For example, The Department of Housing and Urban Development has income based programs like Section 8 and Public Housing they offer on a limited basis. Non-profit programs like Neighborhood Works offer foreclosure prevention counseling and some refinancing options. Even so, there are certain drawbacks to these housing policies that are among these housing options. With the current housing options open and in light of mediocre housing policies, there needs to be broader options for people to choose from. PART I Acceptable affordable housing is lacking for low-income individuals and families. Without adequate housing, individuals find themselves struggling financially, and manyShow MoreRelatedMinimum Wage And The Cost Of Living Essay1518 Words   |  7 Pagesand when we can do it, with the complex of living in the United States which is supposed to be the land of the free. The cost of living now these days have put those who only make minimum wage in poverty stricken situations, which now they have no choice but to depend on the government to live. We either have to lower the cost of living so that people can live a somewhat sustainable life, or raise the minimum wage so that we can afford the cost of living that is provided to us. Somethings got toRead MoreQuiz 2 Wk 6 Essay1006 Words   |  5 Pagesfee-for-service Point-of-service, fee-for-service, indemnity, managed care Self-funded, managed care, fee-for-service, point-of-service 0.2 points    Question 2 1.    Companies must offer HMOs if they are subject to the minimum wage provisions of FSLA. True False 0.2 points    Question 3 1.    What are the three common forms of managed care plans? Individual practice organizations, point-of-service plans, health maintenance organizations Health maintenance organizations, preferred provider organizationsRead MoreThe True Cost Of Alzheimer s Care 21037 Words   |  5 Pages THE TRUE COST OF ALZHEIMER’S CARE 2 Alzheimer’s disease is one of the most devastating diseases affecting approximately 5.3 million people in the U.S. (Alzheimer’s Association, 2015; Caminiti, 2015; Hammer, 2016). It is not exclusively a disease of old age as over 200,000 are diagnosed under the age of 65. Other startling facts are that a majority of afflicted by Alzheimer’s are women and the rates of diagnosisRead MoreEssay On Fiscal Policy In Texas804 Words   |  4 Pagesstill fair because as per my experience Texas wage bracket can still cope up with the cost of living status of the state. Comparing California and New York to Texas, both California and New York states may have higher income bracket to taxpayers because both states levy their revenues on state income tax plus the high cost of living status both states have. â€Å"Lower taxes reduce the cost of living as well as the cost of doing business. At the same time, long-term prosperity and quality of life dependRead MoreThe Ef fects Of Global Warming On Earth882 Words   |  4 Pagesmakes the air look brown and dirty and can make people sick if they spend too much time outside breathing it in. Breathing fresh air, drinking pure water, and enjoying the beauty that nature has provided is priceless and must not be sacrificed. The cost of all this is the lives and health of people, especially in people with lung diseases like asthma, but biggest pollution related killers were heart disease, stroke, pulmonary disease and lung cancer. Also children are especially vulnerable, sinceRead MoreEconomic Feasibility of the Social Security System1423 Words   |  6 Pagesunder the administration of Franklin D. Roosevelt, it was not meant to be a large monthly stipend and it was not attached to inflation. It was not until the 1950s that the amount paid was almost doubled through legislation. Until 1975 when annual cost of living increases were tied to Social Security benefits, the only increases had come through speci al acts by Congress. This system was implemented as the nation was changing and becoming more industrialized and as this was occurring; the family unit wasRead MoreAnalysis Of The Article Boomerang Kids What Are The Causes Of Generation Y s Growing Pain 932 Words   |  4 Pagesof money for a money. Also the cost of living has gone up in life and when it cost more now than the past more people have to stay with their parents to survive in the world now. Also you can say the baby boomers generation made the bar so high that you need to have so much to make a happy living. Back in the day it was normal to have a job in a factory and live paycheck to paycheck. Now the jobs that you work in a factory have been outsourced and the cost of living as made it very hard for someoneRead MoreWalmart s Presence Of The American Economy1643 Words   |  7 Pagesoverseas factories that can produce at a much lower cost. This is a critical equation to balance when talking about a company with rev enues of $480 billion (Walmart.) There is a certain nostalgia present when making an argument against Walmart. For example, â€Å"In the old days, you could actually support a family selling electronics or running a general store. But you can’t support a family working at Walmart† (Snyder.) This, of course, is only partially true. Walmart gives salaries to merchants, buyersRead More The History of Marriage and Family is Changing Essay1525 Words   |  7 Pagesthan, say, fifty years ago, some still call it living in sin. The primary objections stem from a religious point of view and those who do choose to cohabit before the ink is dry on the marriage license are subject to criticism. Macleans reports that such living arrangements used to be considered lower class but new statistics reveal that these so-called common law marriages are much more widespread (Maclean’s 14). The number of couples living together in Canada, without benefit of marriage,Read MoreEssay on The Dropout Rate In Americas Colleges590 Words   |  3 Pagesstudents do not return for their second year. This statistic may seem outrageous, however, it is true. Furthermore, a study has shown that if the dropout rate continues at its current pace, it will reach thirty percent by the turn of the century. Although the reasons, or excuses, for dropping out are endless, the majority of dropouts can be linked to the following: home sickness, environment, and cost. nbsp;nbsp;nbsp;nbsp;nbsp;The first cause, home sickness, is not a big problem for most. However